Last month, we talked about how cash value is influenced by the different cash value investment options, the historical performance of such cash value investment options, and cost-effectiveness of the various cash value allocation options.

This month we talk about using the most advantageous and consistent rate of return. There are different ways that companies publish rates of return depending on the type of life insurance.

Read this complete analysis of the impact at AdvisorFX (sign up for a free trial subscription with full access to all of the planning libraries and client presentations if you are not already a subscriber).

For previous coverage of cash valuation in Advisor’s Journal, see Historical Performance of Underlying Cash Value of Life Insurance (CC 11-82).

Tags: Agents and Marketers, Business, Cash value, Financial services, insurance, Life, life insurance, Whole life insurance

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